Ads for Instant Loans Up to $40,000

Some companies charge an up-front origination fee for their personal loans, not SMCU. is a not-for-profit financial cooperative, so we strive to provide our members with the best loan possible at a fair price. That means we also don't charge you a prepayment penalty. Pay off your loan whenever you are ready , without worrying about being hit with unnecessary fees .

Instant Loans Up to $40,000